A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Almost half of Americans do not have a life insurance plan, according to Western and Southern Financial Group. Consumer adviser Clark Howard emphasizes the importance of obtaining level term insurance ...

When you’re in your twenties, financial planning is typically about managing student loans, building a career, saving for travel, or maybe planning for further education. Insurance, particularly term ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

When most people talk about life insurance, they usually think of individuals in their 40s or 50s trying to secure their family’s future. Term insurance, in particular, can serve as a vital financial ...

As we move through 2026, money mistakes don’t always come from big, obvious decisions. In fact, the most dangerous financial trap today is often complacency—the quiet confidence that regular savings ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Looking for the most affordable life insurance and a policy that’s easy to understand? Take a look at term life insurance Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the ...

Understanding this original purpose of life insurance further illuminates what it is supposed to do and how it can become a part of a broader financial ​plan ...