Long-Term Care Insurance is a necessary evil, unless you have at least $2 million in readily available resources. Make no mistake, it is the hardest insurance to collect on by design. The goal is ...

Nearly seven in 10 adults age 65 and over will require long-term care services at some point. Long-term care insurance can help ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Toni: Recently, you wrote a Medicare column about various life policies available after 65, and I have a retirement insurance ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases.