Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

On average, higher-income people live longer. Can you buy more time if you're not in the top 20%?

Anyone can qualify for these policies, but premiums are very high compared to other options ...

A person's age is one of the best predictors of how much longer they are likely to live. This is the main idea behind life expectancy. Life expectancy is a statistical measure of how long a person is ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance strategies ...