With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to retirement planning, annuities are one of the financial ...

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

The big advantages are mostly for those close to retirement Fact checked by Vikki Velasquez Reviewed by Ebony Howard Do you ...

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

Tips for navigating fees, features, and fine print to protect your retirement income Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...

For many Americans, retirement savings begin and end with 401(k) plans or Roth IRAs. Though these are great retirement accounts and investment options, they aren’t the only ways you can build your ...