Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

College life brings many new experiences, but navigating personal finances can often be a surprising challenge for many students. Those attending college will soon find money to be top of mind all ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...

If you have student loans, you may want to check your account. Experts suggest millions of federal student loan borrowers will start to see an impact on their credit score. After COVID, loan ...

Meeting eligibility criteria does not just improve approval chances, it can also help you secure better interest rates and ...