Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car accidents are a fact of life, but no one has time for them. Even a minor collision involves paperwork and processes. And whether your accident was a simple fender bender or a multi-car pileup, ...

Auto insurance claims can involve complex legal issues. You cannot count on insurance company representatives to provide accurate information since they are ultimately interested in protecting their ...

A step-by-step guide for what to do if your car is damaged by a crash, flood, fire, storm, or other disaster By Benjamin Preston Over the past few years, widespread flooding, wildfires, and violent ...

Learn how private-passenger auto insurance risk profiles assess driver risk, categorizing policyholders into preferred, ...

Car accidents are overwhelming, even if no one’s hurt and the damage looks minor. But once the adrenaline fades, you’re left with questions: Do I need to call my insurance agent? What if the other ...

Using car insurance as an example, an excess is a standard amount that you need to pay when your insurer settles your claim.